Navan vs SAP Concur

Which one do AI engines recommend, and how do they differ on price, fit and features?

The short answer

SAP Concur is the stronger AI pick in Expense Management: it has a visibility score of 40.8 versus 18.8 for Navan, and ranks ahead in 70% of the answers that name both.

Choose Navan if…

AI answers describe it more positively (61% vs 40% positive)
You need SOC 1 Type 2 or SOC 2 Type 2 or ISO/IEC 27001 or PCI DSS or GDPR or EU-US DPF or CSA STAR coverage
Unified corporate travel booking and expense management
Real-time expense controls and automatic policy checks

Choose SAP Concur if…

You want the brand AI engines rank higher (40.8 vs 18.8)
You need ISO-certified information security management system (ISMS) or ISO-certified business continuity management system (BCMS) or PCI DSS, Visa Level 1 or SOC 1 Type II or SOC 2 Type II or FedRAMP Authorized (Concur Cloud for Public Sector) or Spain ENS coverage
Enterprise-grade travel, invoice, and expense tracking
Widely used market leader in expense management

AI visibility side by side

Latest weekly run · Nov 2

Metric	Navan	SAP Concur
Visibility score	18.8%	40.8%
Change vs last week	New	New
Rank in Expense Management	#8	#3
Share of voice	6.6%	10%
Mentions this run	32	48
Positive in AI answers	61%	40%

The stronger value in each row is marked with a ✓.

Visibility score trend

Weekly runs over the last 60 days

Navan 0pp · SAP Concur 0pp over 0 weekly runs.

Engine by engine

SAP Concur leads on 3 of 3 engines

ChatGPT

16.7%

44.3%

AI Mode

22%

54.8%

Perplexity

17.8%

23.3%

NavanSAP Concur

Head to head in AI answers

27 engine answers name both brands

8Navan ranked higher

19SAP Concur ranked higher

Prompt	Engine	Navan	SAP Concur
What should an expense management tool integrate with?	ChatGPT	#8	#3
What should an expense management tool integrate with?	AI Mode	#7	#8
What are the best Expense Management tools in 2026?	ChatGPT	#4	#3
What are the best Expense Management tools in 2026?	AI Mode	#3	#1
What are the best Expense Management tools in 2026?	Perplexity	#6	#3
Top expense management tool options for B2B SaaS companies	ChatGPT	#6	#8
Top expense management tool options for B2B SaaS companies	Perplexity	#6	#8
Best expense management tool for enterprise	ChatGPT	#5	#1
Best expense management tool for enterprise	AI Mode	#2	#1
Best expense management tool for enterprise	Perplexity	#3	#1
Which expense management tool has the best reviews?	AI Mode	#3	#6
Compare the leading Expense Management platforms	ChatGPT	#8	#5

Features, pricing & fit

Dimension	Navan	SAP Concur
Pricing model	Usage-based	—
Entry price	Contact sales	—
Free plan	Yes	—
Deployment	Cloud-hosted on AWS	Cloud-based (SaaS)
Integrations	—	300+
Compliance	SOC 1 Type 2, SOC 2 Type 2, ISO/IEC 27001, PCI DSS, GDPR, EU-US DPF, CSA STAR	ISO-certified information security management system (ISMS), ISO-certified business continuity management system (BCMS), PCI DSS, Visa Level 1, SOC 1 Type II, SOC 2 Type II, FedRAMP Authorized (Concur Cloud for Public Sector), Spain ENS
Support	24/7 in-house travel agents via chat or call, 24/7 AI and human support, Designated Account Executive and Customer Success Manager (Enterprise)	Guided onboarding, Administrator training for IT and finance leads, Self-service knowledge base
Founded	2015	—
Headquarters	Palo Alto, California	—
Employees	1,001–5,000	—
Funding	IPO (Nasdaq: NAVN) · $2200M raised	PIPE (private placement) deals, 2002-2011
Best for	Companies that want travel booking and expense management in one platform. Navan Business, with free travel booking, suits companies of up to 300 employees.	Businesses of all sizes, from small companies to large multinationals