FreeAgentAccounting software for every small business
vs
XeroPowerful enough for your accountant, simple enough for you.
Comparison · Accounting Software · weekly run Nov 2
FreeAgent vs Xero
Which one do AI engines recommend, and how do they differ on price, fit and features?
The short answer
Xero is the stronger AI pick in Accounting Software: it has a visibility score of 52.2 versus 1.5 for FreeAgent, and ranks ahead in 67% of the answers that name both.
Choose FreeAgent if…
- You need Cyber Essentials Plus or HMRC-recognised for Making Tax Digital (VAT and Income Tax) coverage
- annual plan saves about 17%
- 30-day free trial with no card required
Choose Xero if…
- You want the brand AI engines rank higher (52.2 vs 1.5)
- AI answers describe it more positively (28% vs 0% positive)
- You need ISO/IEC 27001:2022 or SOC 2 (Security, Availability and Confidentiality) or PCI DSS v4.0 SAQ A coverage
- You prefer a larger, established vendor (1,001–5,000 employees)
AI visibility side by side
Latest weekly run · Nov 2
| Metric | FreeAgent | Xero |
|---|---|---|
| Visibility score | 1.5% | 52.2% |
| Change vs last week | New | New |
| Rank in Accounting Software | #22 | #2 |
| Share of voice | 0.7% | 13.3% |
| Mentions this run | 3 | 55 |
| Positive in AI answers | 0% | 28% |
The stronger value in each row is marked with a ✓.
Visibility score trend
Weekly runs over the last 60 days
FreeAgent 0pp · Xero 0pp over 0 weekly runs.
Engine by engine
Xero leads on 3 of 3 engines
ChatGPT
AI Mode
Perplexity
FreeAgentXero
Head to head in AI answers
3 engine answers name both brands
1FreeAgent ranked higher
2Xero ranked higher
| Prompt | Engine | FreeAgent | Xero |
|---|---|---|---|
| Which accounting software offers a free trial? | Perplexity | #5 | #2 |
| Which accounting software tools offer annual discounts? | Perplexity | #5 | #8 |
| Where can I sign up for a accounting software? | Perplexity | #6 | #2 |
Features, pricing & fit
| Dimension | FreeAgent | Xero |
|---|---|---|
| Pricing model | — | Flat tiers |
| Entry price | — | $27 / mo |
| Free plan | — | No |
| Deployment | Online, with mobile app | Cloud (SaaS) |
| Compliance | Cyber Essentials Plus, HMRC-recognised for Making Tax Digital (VAT and Income Tax) | ISO/IEC 27001:2022, SOC 2 (Security, Availability and Confidentiality), PCI DSS v4.0 SAQ A |
| Support | Knowledge Base available 24/7, UK-based support accountants by phone, email and chat | 24/7 online support, Free expert setup help from a Xero Coach for the first 90 days, Onboarding specialists for the first 90 days |
| Founded | 2007 | 2006 |
| Headquarters | Edinburgh, United Kingdom | Wellington, New Zealand |
| Employees | 201–500 | 1,001–5,000 |
| Funding | Crowdfunding (£1.2 million) | Equity placement to fund the Melio acquisition |
| Best for | UK sole traders, freelancers, landlords, limited companies and partnerships, plus accountants and bookkeepers managing clients | Small businesses, and the accountants and bookkeepers who work with them |
Plans side by side
FreeAgent
Pricing not available.
Pros and cons
Themes from the AI answers that mention each brand
FreeAgent
- annual plan saves about 17%
- 30-day free trial with no card required
Xero
- Strong bank reconciliation
- Intuitive, easy-to-use interface
- Free trial available
- Strong integrations with other accounting and business software
- Unlimited users on plans, good for collaboration
Data collected ·ChatGPT, Perplexity, Google AI Mode·coverage 100%·next run
Cite as: SlateIndex, “FreeAgent vs Xero”, https://slateindex.ai/compare/freeagent-vs-xero, data of Nov 2, 2026. Licence: CC BY 4.0.