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FreeAgentAccounting software for every small business
vs
XeroPowerful enough for your accountant, simple enough for you.
Comparison · Accounting Software · weekly run Nov 2

FreeAgent vs Xero

Which one do AI engines recommend, and how do they differ on price, fit and features?

The short answer

Xero is the stronger AI pick in Accounting Software: it has a visibility score of 52.2 versus 1.5 for FreeAgent, and ranks ahead in 67% of the answers that name both.

Choose FreeAgent if…

  • You need Cyber Essentials Plus or HMRC-recognised for Making Tax Digital (VAT and Income Tax) coverage
  • annual plan saves about 17%
  • 30-day free trial with no card required

Choose Xero if…

  • You want the brand AI engines rank higher (52.2 vs 1.5)
  • AI answers describe it more positively (28% vs 0% positive)
  • You need ISO/IEC 27001:2022 or SOC 2 (Security, Availability and Confidentiality) or PCI DSS v4.0 SAQ A coverage
  • You prefer a larger, established vendor (1,001–5,000 employees)

AI visibility side by side

Latest weekly run · Nov 2

Metric FreeAgent Xero
Visibility score1.5%52.2%
Change vs last weekNewNew
Rank in Accounting Software#22#2
Share of voice0.7%13.3%
Mentions this run355
Positive in AI answers0%28%

The stronger value in each row is marked with a ✓.

Visibility score trend

Weekly runs over the last 60 days

0%25%50%75%100%Nov 2FreeAgent 2%

FreeAgent 0pp · Xero 0pp over 0 weekly runs.

Engine by engine

Xero leads on 3 of 3 engines

ChatGPT
0%
55.7%
AI Mode
0%
45.2%
Perplexity
4.6%
55.6%
FreeAgentXero

Head to head in AI answers

3 engine answers name both brands

1FreeAgent ranked higher
2Xero ranked higher

Features, pricing & fit

DimensionFreeAgentXero
Pricing model—Flat tiers
Entry price—$27 / mo
Free plan—No
DeploymentOnline, with mobile appCloud (SaaS)
ComplianceCyber Essentials Plus, HMRC-recognised for Making Tax Digital (VAT and Income Tax)ISO/IEC 27001:2022, SOC 2 (Security, Availability and Confidentiality), PCI DSS v4.0 SAQ A
SupportKnowledge Base available 24/7, UK-based support accountants by phone, email and chat24/7 online support, Free expert setup help from a Xero Coach for the first 90 days, Onboarding specialists for the first 90 days
Founded20072006
HeadquartersEdinburgh, United KingdomWellington, New Zealand
Employees201–5001,001–5,000
FundingCrowdfunding (£1.2 million)Equity placement to fund the Melio acquisition
Best forUK sole traders, freelancers, landlords, limited companies and partnerships, plus accountants and bookkeepers managing clientsSmall businesses, and the accountants and bookkeepers who work with them

Plans side by side

FreeAgent

Pricing not available.

Xero

Early$27month
Growing$59month
Established$97month
Xero pricing

Pros and cons

Themes from the AI answers that mention each brand

FreeAgent

  • annual plan saves about 17%
  • 30-day free trial with no card required

    Xero

    • Strong bank reconciliation
    • Intuitive, easy-to-use interface
    • Free trial available
    • Strong integrations with other accounting and business software
    • Unlimited users on plans, good for collaboration

      Data collected ·ChatGPT, Perplexity, Google AI Mode·coverage 100%·next run

      Cite as: SlateIndex, “FreeAgent vs Xero”, https://slateindex.ai/compare/freeagent-vs-xero, data of Nov 2, 2026. Licence: CC BY 4.0.