Microsoft Dynamics 365 Business Central Pricing, Plans, and Availability

#9 in Accounting Software

by Microsoft · microsoft.com

Business management software that includes accounting and financials for SMB and mid-market companies.

Visit website

Pricing at a glance

Microsoft Dynamics 365 Business Central is priced as a per-user subscription for its main business management plans, with annual billing shown publicly on Microsoft’s pricing page. For buyers evaluating entry cost, Microsoft also provides a free 30-day trial. The core public tiers are Essentials, Premium, and Team Members, while agent-based usage is priced separately through Copilot Credits with either pre-purchase or pay-as-you-go billing. Microsoft’s own page emphasizes that you may need to contact a partner for purchase, consulting services, or additional pricing, so the public list is best treated as a starting point rather than the full landed cost. The product is positioned for small and midsize businesses that need finance, sales, service, and operations in one system, and the published feature set makes the tier differences clear: Essentials covers core financial and operational management, Premium adds service management and manufacturing, and Team Members is for limited access and approvals. Because Microsoft also notes that prices can vary by country, currency, and regional variant, buyers should expect checkout to confirm the final amount.

◇ Pricing model

Per-user subscription, billed yearly for core plans; separate Copilot Credits pricing for agents; some purchase details require partner contact.

↻ Billing notes

Core Business Central plans are publicly shown as user/month pricing paid yearly. The official page says a free 30-day trial is available. Microsoft also says to contact a partner to purchase or to get consulting services or additional pricing. For Copilot Credits, Microsoft offers both pre-purchase and pay-as-you-go billing; pay-as-you-go requires no upfront license commitment and is billed at the end of the monthly billing period. The page also says you can save up to 20% with an upfront purchase of Copilot Credit Commit Units.

Plans and pricing

6 tiers

Business Central free trial

30-day trial
Free
  • Connect finance, sales, service, and operations in a single easy-to-use solution

Free 30-day trial; availability may vary by market.

Dynamics 365 Business Central Essentials

Billed yearly
$80.00 user/month
  • Microsoft Copilot included
  • Finance management
  • Sales and marketing
  • Fulfillment and delivery
  • Purchasing and payables
  • Inventory

This product is not available in your market in the provided pricing page text.

Dynamics 365 Business Central Premium

Billed yearly
$110.00 user/month
  • Everything in Essentials
  • Microsoft Copilot included
  • Service order management
  • Manufacturing
  • Unlimited users
  • Customization and extensibility

This product is not available in your market in the provided pricing page text.

Dynamics 365 Business Central Team Members

Billed yearly
$8.00 user/month
  • Read data
  • Approve workflows
  • Create or update select information
  • Unlimited users
  • Customization and extensibility
  • Multiple environments

Limited access tier; designed for read/approve/select-update use cases.

Microsoft Copilot Studio pre-purchase plan

Pre-purchase
Not publicly disclosed
  • Copilot Credit Commit Units to run Dynamics 365 agents

An Azure subscription is required to use agents.

Microsoft Copilot Studio pay-as-you-go plan

Pay-as-you-go
Not publicly disclosed
  • Copilot Credits to run Dynamics 365 agents

An Azure subscription is required to use agents; monthly usage billed at end of billing period.

Add-ons and extras

Copilot Credits / Copilot Credit Commit Units

Not publicly disclosed

Used to run Dynamics 365 agents. Microsoft offers both a prepaid pre-purchase option and a pay-as-you-go option; the page states there are no in-product feature differences between the two, only how you pay.

Industry-leading partner apps

Not publicly disclosed

Microsoft states you can enhance Business Central with partner apps. The page does not disclose list prices for the apps in the provided text.

Hidden and indirect costs

Worth budgeting for
⚠  Microsoft directs buyers to contact a partner to purchase Business Central or to get an assessment, consulting services, or additional pricing. That means the public pricing page does not fully disclose implementation and advisory costs, and those expenses may vary by partner and scope. The page also notes that prices shown are informational only and may not reflect actual list price because of currency, country, and regional variant factors.
⚠  Agent usage can introduce separate consumption-based costs through Copilot Credits. Microsoft says pay-as-you-go uses credits consumed at the end of the monthly billing period, and prepaid units require choosing credit amounts up front. Azure subscription requirements also add a dependency that can affect total cost of ownership.

What buyers actually pay

A small business wants finance, sales, and operations in one cloud system with straightforward pricing.

Expected cost$80.00 per user/month billed yearly for Essentials, or $110.00 per user/month billed yearly for Premium if manufacturing or service management is needed.
Selected tierAnnual billingNumber of usersNeed for Premium capabilities

A company only needs lightweight access for approvals and selective updates.

Expected cost$8.00 per user/month billed yearly for Team Members.
Selected tierAnnual billingNumber of usersLimited-access requirements

A customer plans to run Dynamics 365 agents with Copilot Studio.

Expected costNot publicly disclosed; usage is billed through Copilot Credits using either pre-purchase or pay-as-you-go billing.
Credit consumptionBilling modelAzure subscription requirement

Pricing FAQ

Yes. Microsoft publicly offers a free 30-day trial on the Business Central pricing page. The trial is presented as a way to try the product before purchase. The page text provided does not disclose trial-to-paid conversion terms beyond that.

No. Microsoft says to contact a partner to purchase or to get an assessment, consulting services, or additional pricing. That indicates some purchase-related costs are not publicly listed on the page. The page also warns that shown prices are informational and can vary by currency, country, and regional variant factors.

Microsoft says Copilot Credits are available with either pay-as-you-go pricing or a pre-purchase plan. Pay-as-you-go requires no upfront license commitment and is billed at the end of the monthly billing period. Microsoft also states there are no in-product feature differences between the two billing methods, only the way you pay.

Next: Alternatives