Pleo Pricing, Plans, and Availability

#16 in Expense Management

by Pleo · pleo.io

Company card and spend management platform with expense automation and receipt tracking.

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Pricing at a glance

Pleo’s public pricing is structured around tiered spend-management plans with a mix of published rates, per-user add-ons, and quote-only options. On the current US pricing page, Essential and Advanced are clearly priced, while Business is shown as bespoke rather than list-priced. That means most buyers can self-qualify on cost for the lower tiers, but larger or more complex teams will need to speak with sales for a custom quote. The plan pages also make clear that pricing varies by billing cadence, with yearly billing showing lower per-month equivalents than monthly billing on the disclosed tiers. In practical terms, Pleo is straightforward to evaluate for smaller teams, but the total cost can move based on seat count, plan choice, and transaction-level fees such as ATM withdrawals, foreign exchange charges, and administrative processing fees. The legacy pricing article adds historical context: some older accounts were on free starter tiers, and older plan families included additional-user pricing and higher-scale options like Beyond. For buyers comparing modern spend platforms, Pleo’s public pricing story is best read as a transparent entry-level subscription model with sales-assisted expansion pricing at the top end.

◇ Pricing model

Flat platform subscription with tiered plans, optional extra-user fees, and some quote-only or bespoke tiers.

↻ Billing notes

Pleo publicly offers monthly and yearly billing on its current pricing pages, with yearly billing showing lower per-month equivalents on paid tiers. The US pricing page shows Essential and Advanced as 3-user plans with additional per-user charges, while Business is presented as bespoke and quote-only rather than publicly priced. The pricing pages also say charges are automatically deducted from the Pleo balance, and the legacy pricing article documents historical plan variants, including free starter offerings, yearly discounts on older tiers, and additional-user pricing on legacy plans. All quoted prices and fees exclude VAT on the legacy fee schedules.

Plans and pricing

7 tiers

Essential

Monthly or yearly
$45 per month or $39 per month billed yearly
  • Physical and virtual cards
  • Accounting system integrations
  • Chat support
  • Reimbursements
  • Mileage
  • AI-powered spend guidelines

3 users included; $11 per additional user per month; maximum users not publicly disclosed on the US pricing page.

Advanced

Monthly or yearly
$109 per month or $99 per month billed yearly
  • Cashback for eligible customers
  • Advanced card controls
  • Budgets
  • HRIS integrations
  • Advanced approval workflows for eligible customers

3 users included; $15 per additional user per month; maximum users not publicly disclosed on the US pricing page.

Business

Not publicly disclosed
Not publicly disclosed
  • Multi-entity management
  • Premium integrations
  • AI-powered expense review
  • Advanced vendor management
  • Cash management
  • Spending insights

Quote-only / bespoke pricing; maximum users not publicly disclosed on the US pricing page.

Legacy Starter

Monthly
£9.5 per month
  • All the benefits of Starter

3 users included; maximum users not publicly disclosed in the legacy article.

Legacy Essential

Monthly
£45 per month
  • Everything in Starter, plus

3 users included; up to £11 additional user per month in the legacy pricing article.

Legacy Advanced

Monthly
£109 per month
  • Everything in Essential, plus

3 users included; up to £15 additional user per month in the legacy pricing article.

Legacy Beyond

Monthly
£219 per month
  • Everything in Advanced, plus
  • Pleo company cards (plastic/virtual)
  • Reimbursements
  • 0.5% cashback for eligible customers and on yearly plans
  • 0.75% cashback for eligible customers and on yearly plans
  • Accounts payable

3 users included; up to £18 additional user per month in the legacy pricing article.

Add-ons and extras

Additional user on Essential

$11 per additional user per month

Extra users can be added to the Essential plan for a recurring per-seat fee.

Additional user on Advanced

$15 per additional user per month

Extra users can be added to the Advanced plan for a recurring per-seat fee.

Assisted onboarding

Not publicly disclosed

Assisted onboarding is listed as available as an add-on for the Business plan, but the page does not show a public price.

Evidencepleo.io

Hidden and indirect costs

Worth budgeting for
⚠  Pleo discloses several transaction and administrative fees in its pricing pages and legacy fee schedules. These can add to the base subscription, especially for teams that make frequent local payments, cross-border payments, ATM withdrawals, card replacements, or administrative adjustments. The pricing pages also note that all prices and fees quoted exclude VAT, so buyers should budget for tax on top of the listed amounts.
⚠  On the current pricing page, Pleo says cashback is capped at total subscription cost, including platform fees and any additional user fees, which means the benefit is not unlimited. The page also says some fees vary by plan, such as chargeback processing, E-Money Account funds refunds, and physical card replacement fees.

What buyers actually pay

A small team wants expense management with cards, reimbursements, and accounting integrations without a long contract.

Expected cost$45 per month for Essential, or $39 per month per month billed yearly, plus $11 per additional user if the team exceeds the included seats.
Plan selectedBilling cadenceAdditional users

A finance team needs advanced controls, budgets, and HRIS integrations.

Expected cost$109 per month for Advanced, or $99 per month per month billed yearly, plus $15 per additional user if needed.
Plan selectedBilling cadenceAdditional users

A larger organization wants multi-entity workflows and premium integrations.

Expected costNot publicly disclosed; Business is quote-only / bespoke on the public pricing page.
Scope of deploymentRequested integrationsAssisted onboarding as an add-on
Evidencepleo.io

Pricing FAQ

No. The public US pricing page labels Business as Bespoke and does not show a public monthly amount. It does list the features included in Business and says assisted onboarding is available as an add-on, but the page does not disclose a posted price for that add-on either. Buyers who want Business pricing will need to contact sales.

The current public pricing pages show "Try for free" on some tiers, but they do not disclose the length or detailed terms of a trial in the supplied text. The legacy pricing article also references historical free starter plans for some account creation windows. Because the current pages do not spell out a public trial policy, the safest reading is that a trial may be available, but the duration and eligibility are not publicly disclosed in the provided documents.

Yes. Pleo discloses fees for items like chargeback processing, refunds of E-Money Account funds, physical card replacement, ATM withdrawals, and foreign exchange on certain payment types. The exact amounts vary by plan and by legacy fee schedule, and the documents also note that quoted prices exclude VAT. Buyers with frequent transaction volume should review these fees carefully before estimating total cost.

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