Zoho Books Pricing, Plans, and Availability

#6 in Accounting Software

by Zoho · zoho.com

Online accounting software with invoicing, expense tracking, bank feeds, and reporting.

#6Accounting SoftwareSmall business
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Pricing at a glance

◇ Pricing model

Tiered per-organization subscription pricing with free and paid plans; add-ons are priced separately.

↻ Billing notes

Zoho Books publicly lists monthly and yearly billing. Yearly billing is presented as saving more and shows lower per-organization monthly-equivalent prices than monthly billing. A 14-day free trial is offered for the paid plans, and the product is described as pay-as-you-go with no binding contracts or commitments; customers can cancel their subscription at any time. The Free plan is available indefinitely as long as annual revenue does not exceed $50K.

Plans and pricing

6 tiers

Free

Monthly; annual billing not publicly disclosed
$0
  • Create invoices, quotes, expenses, and journals
  • Receipt autoscans
  • Sales receipts
  • Manage vendors
  • Mileage tracking
  • Accept online payments

Free plan is available for solopreneurs and micro businesses; revenue must not exceed $50K for the financial year. Annual invoice limit is up to 1,000 invoices, and annual expense limit is up to 1,000 expenses. Receipt autoscans are 50 scans per month.

Standard

Monthly; $15 per organization per month billed annually
$20
  • Everything in Free
  • Progress invoicing
  • Track sales tax and use tax
  • E-file 1099-MISC & 1099-NEC
  • Connect bank feeds
  • Setup recurring expenses

Includes 3 users. Annual invoice limit is up to 5,000 invoices. Annual expense limit is up to 5,000 expenses. Receipt autoscans are 200 scans per month. Schedule up to 50 reports.

Professional

Monthly; $40 per organization per month billed annually
$50
  • Everything in Standard
  • Track sales and purchase orders
  • Record multi-currency transactions
  • Bill timesheets
  • Project profitability
  • Manage retainers

Includes 5 users. Annual invoice limit is up to 10,000 invoices. Annual expense/bill limit is up to 10,000 bills/expenses. Receipt autoscans are 200 scans per month. Schedule up to 200 reports.

Premium

Monthly; $60 per organization per month billed annually
$70
  • Everything in Professional
  • Revenue recognition - Basic
  • Fixed asset management
  • Profit margin
  • Manage budgets
  • Cashflow forecasting

Includes 10 users. Annual invoice limit is up to 25,000 invoices. Annual expense/bill limit is up to 25,000 expenses and bills combined. Receipt autoscans are 1,000 scans per month. Schedule up to 200 reports.

Elite

Monthly; $120 per organization per month billed annually
$150
  • Everything in Premium
  • Revenue recognition - Advanced
  • Dashboard customization
  • Advanced inventory control
  • Manage warehouses
  • Composite items

Includes 10 users. Annual invoice limit is up to 100,000 invoices. Annual expense/bill limit is up to 100,000 expenses and bills combined. Receipt autoscans are 1,000 scans per month. Schedule up to 200 reports.

Ultimate

Monthly; $240 per organization per month billed annually
$275
  • Everything in Elite
  • Advanced analytics
  • 50+ pre-built data visualizations
  • Add and track KPIs
  • Analyze with other data sources using Zoho Analytics add-on
  • Collaboratively create reports with colleagues

Includes 15 users. Annual invoice limit is up to 100,000 invoices. Annual expense/bill limit is up to 100,000 expenses and bills combined. Receipt autoscans are 1,000 scans per month. Schedule up to 200 reports.

Add-ons and extras

Users

$3 per user/month or $2.50 per user/month billed annually

Adds additional users beyond the included user limits. The pricing page says add-ons are not supported in the Free plan, except for Document autoscans.

Document autoscans

$10 per 50 scans/month or $8 per 50 scans/month billed annually

Extra receipt/document scan capacity. The pricing page indicates this add-on is available separately, and the Free plan exception applies only to document autoscans.

Locations

$12 per location/month or $10 per location/month billed annually

Adds additional locations for organizations that need more branch or location management.

Expense claim

$9 per active user/month or $7 per active user/month billed annually

Supports expense claim functionality as a separately priced add-on.

BillPay

$69 per month billed annually

Includes 100 ACH vendor payments and related bill payment features, with the pricing page listing vendor payment, purchase, and matching capabilities under the BillPay add-on.

Hidden and indirect costs

Worth budgeting for
⚠  Prices are exclusive of local taxes, so taxes may be added depending on jurisdiction. The pricing page also shows that some capabilities are capped by plan and may require paid add-ons or higher tiers to expand usage. For example, extra users, extra locations, document autoscans, and expense claims are separately priced, which can raise the effective monthly cost as the team or document volume grows.
⚠  Some usage limits are plan-based rather than unlimited, including invoices, expenses, report scheduling, and API usage. Customers needing higher limits may need to move to Elite or Ultimate, or contact Zoho for further assistance. The pricing page also notes that add-ons are not supported in the Free plan except for Document autoscans, which can create additional costs for free users who need more scanning capacity.

What buyers actually pay

A very small business or solopreneur needs basic accounting with one user and a free starting point.

Expected cost$0 per month
Free plan1 user + 1 accountant1,000 invoices per year limit1,000 expenses per year limit50 receipt autoscans per month

A small business wants bank feeds, recurring expenses, and more user access without moving to advanced inventory features.

Expected cost$20 per organization per month monthly, or $15 billed annually
Standard plan3 users includedBank feedsAPI accessProgress invoicingHigher annual invoice and expense limits

A growing team needs projects, inventory, multi-currency, and approvals.

Expected cost$50 per organization per month monthly, or $40 billed annually
Professional plan5 users includedInventoryProject billingMulti-currency transactionsApprovals and workflows

A business needs advanced accounting automation, custom modules, and vendor portal capabilities.

Expected cost$70 per organization per month monthly, or $60 billed annually
Premium plan10 users includedRevenue recognitionCustom modulesVendor portalCashflow forecasting

An inventory-heavy or analytics-driven company needs advanced inventory controls and deeper reporting.

Expected cost$150 per organization per month monthly, or $120 billed annually for Elite; $275 per organization per month monthly, or $240 billed annually for Ultimate
Elite planUltimate planAdvanced inventory controlAdvanced analyticsRecords/rows up to 3 million on Ultimate

Pricing FAQ

Yes. The pricing page says you can start a free trial, and the product page specifically states a 14-day free trial. That means paid-plan buyers can evaluate the software before subscribing. The free plan is separate from the trial and can remain available indefinitely if the revenue threshold is not exceeded.

Yes. Zoho Books displays monthly and yearly pricing, and the yearly column is labeled "Save More" on the pricing pages. For each paid tier, the billed-annually price is lower than the month-to-month price. The pages also note that prices are exclusive of local taxes, so the final invoice can differ by jurisdiction.

The plan table shows included user counts rather than seat minimums. Free includes 1 user plus 1 accountant, Standard includes 3 users, Professional includes 5 users, Premium and Elite include 10 users, and Ultimate includes 15 users. Additional users can be purchased separately through the user add-on.

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