Payhawk vs SAP Concur

Which one do AI engines recommend, and how do they differ on price, fit and features?

The short answer

SAP Concur is the stronger AI pick in Expense Management: it has a visibility score of 40.8 versus 1.7 for Payhawk, and ranks ahead in 100% of the answers that name both.

Choose Payhawk if…

AI answers describe it more positively (60% vs 40% positive)
You need PCI DSS Level 1 or ISO 27001 or SOC 1 Type 2 or SOC 2 Type 2 or GDPR compliant or DORA compliant or CSA STAR Level 1 or IDW PS 880 coverage
recommended for international per diem and policy complexity
recommended for global finance teams

Choose SAP Concur if…

You want the brand AI engines rank higher (40.8 vs 1.7)
You need more native integrations (300+ vs 40+)
You need ISO-certified information security management system (ISMS) or ISO-certified business continuity management system (BCMS) or PCI DSS, Visa Level 1 or SOC 1 Type II or SOC 2 Type II or FedRAMP Authorized (Concur Cloud for Public Sector) or Spain ENS coverage
Enterprise-grade travel, invoice, and expense tracking

AI visibility side by side

Latest weekly run · Nov 2

Metric	Payhawk	SAP Concur
Visibility score	1.7%	40.8%
Change vs last week	New	New
Rank in Expense Management	#20	#3
Share of voice	0.9%	10%
Mentions this run	5	48
Positive in AI answers	60%	40%

The stronger value in each row is marked with a ✓.

Visibility score trend

Weekly runs over the last 60 days

Payhawk 0pp · SAP Concur 0pp over 0 weekly runs.

Engine by engine

SAP Concur leads on 3 of 3 engines

ChatGPT

2.2%

44.3%

AI Mode

54.8%

Perplexity

2.8%

23.3%

PayhawkSAP Concur

Head to head in AI answers

4 engine answers name both brands

0Payhawk ranked higher

4SAP Concur ranked higher

Prompt	Engine	Payhawk	SAP Concur
What are the best Expense Management tools in 2026?	Perplexity	#10	#3
Best expense management tool for enterprise	ChatGPT	#6	#1
Compare the leading Expense Management platforms	Perplexity	#9	#2
Official website of the top expense management tool vendors	ChatGPT	#11	#2

Features, pricing & fit

Dimension	Payhawk	SAP Concur
Pricing model	Flat tiers	—
Entry price	$299 / mo	—
Free plan	No	—
Onboarding fee	Included	—
Deployment	Web portal and mobile app	Cloud-based (SaaS)
Integrations	40+	300+
Compliance	PCI DSS Level 1, ISO 27001, SOC 1 Type 2, SOC 2 Type 2, GDPR compliant, DORA compliant, CSA STAR Level 1, IDW PS 880	ISO-certified information security management system (ISMS), ISO-certified business continuity management system (BCMS), PCI DSS, Visa Level 1, SOC 1 Type II, SOC 2 Type II, FedRAMP Authorized (Concur Cloud for Public Sector), Spain ENS
Support	Help center, Sales team, Dedicated implementations team at no additional cost	Guided onboarding, Administrator training for IT and finance leads, Self-service knowledge base
Founded	2018	—
Headquarters	London, United Kingdom	—
Employees	501–1,000	—
Funding	Series B extension	PIPE (private placement) deals, 2002-2011
Best for	Scaleups and enterprise companies that manage spend across several entities and countries.	Businesses of all sizes, from small companies to large multinationals