Payhawk pricing 2026: plans and costs
Quick pricing summary
- Travel: $299 month (starting at)
- Cards & Expenses: $449 month (starting at)
- Accounts Payable: $349 month (starting at)
- Procurement: $499 month (starting at)
- Payhawk Complete: Custom (contact sales)
- Worth noting: Module prices are 'starting at' per month; final price depends on add-ons, admin/accountant seats, cards and transaction volume. Plans can be combined. No implementation fee.
Plans
Travel
$299 month (starting at)
- Global hotel and flight booking
- Custom travel policy
- Agentic memory for personal preferences
- Trip requests and proactive approvals
- Built-in agentic payments
- Automated expense reports
- Automated invoice generation
Cards & Expenses
$449 month (starting at)
- Connect any credit card program
- Real-time expense creation on card spend
- Integrations with 40+ ERP/Accounting/HR systems
- Mobile app & automatic receipt chasing
- Reimbursements
- Payhawk Visa credit cards (optional)
Accounts Payable
$349 month (starting at)
- End-to-end bill management
- Advanced approval workflow designer
- Vendor management and verification
- Scheduled and bulk payments
- Advanced OCR
- AI-powered smart line item splitting
- Employee-friendly purchase intake
Procurement
$499 month (starting at)
- Purchase order management
- Employee-friendly purchase intake
- 2-way and 3-way matching
- Discrepancy detection by amount and percentages
- Custom discrepancy approval workflows
Payhawk Complete
Custom contact sales
- Travel, Cards & Expenses, Bill Payments, and Procure to Pay modules
- Full AI Office of the CFO package: Financial Controller Agent, Travel Agent, Procurement Agent, Payments agent
- Global hotel and flight booking with zero markup
- Trip Reports with smart grouping
- Real-time reconciliation
- Spend policy and controls
What you get on each plan
| Feature | Travel | Cards & Expenses | Accounts Payable | Procurement | Payhawk Complete |
|---|---|---|---|---|---|
| Business travel booking | ✓ | — | — | — | ✓ |
| Card & expense management | — | ✓ | — | — | ✓ |
| Bill management & supplier payments | — | — | ✓ | — | ✓ |
| Purchase order management & matching | — | — | — | ✓ | ✓ |
| Employee-friendly purchase intake | — | — | ✓ | ✓ | ✓ |
| Unlimited employee seats, card transactions, document processing | ✓ | ✓ | ✓ | ✓ | ✓ |
| SSO / SAML | ✓ | ✓ | ✓ | ✓ | ✓ |
| Multi-entity environment | ✓ | ✓ | ✓ | ✓ | ✓ |
Hidden costs & add-ons
| Cost driver | Price | When it applies |
|---|---|---|
| Credit line | contact sales | Any module |
| Budget tracking | contact sales | Any module |
| Native bidirectional ERP integrations (NetSuite, Dynamics Business Central, Microsoft Finance, Sage Intacct) | contact sales | Any module |
| Enterprise HRIS integrations (Workday, SAP SuccessFactors, UKG, ADP, etc.) | contact sales | Any module |
| Additional entities | contact sales | Any module |
Payhawk pricing vs alternatives
| Brand | Entry price | Free plan | Model | Best for | |
|---|---|---|---|---|---|
| Payhawk | $299 / mo | No | Flat tiers | — | |
| Ramp | Free; paid from $15 per seat / mo | Yes | Per seat | Startups and global enterprises alike; the free plan suits smaller teams that want to simplify finances. | Compare → |
| Brex | Free; paid from $12 per seat / mo | Yes | Per seat | Startups, mid-size companies and enterprises that want cards, expenses, bill pay and travel in one platform | Compare → |
| Expensify | — | — | — | Individuals organizing their own expenses, and businesses managing expenses for teams of any size | Compare → |
| Zoho | — | — | — | Businesses of all sizes, from startups to enterprises, wanting one suite for sales, support, finance and HR | Compare → |
List prices as published on payhawk.com/en-us/pricing-and-plans. Totals are worked examples, not quotes.