PayhawkAI-native spend management platform for global teams
vs
RampTime is money. Save both.
Comparison · Expense Management · weekly run Nov 2
Payhawk vs Ramp
Which one do AI engines recommend, and how do they differ on price, fit and features?
The short answer
Ramp is the stronger AI pick in Expense Management: it has a visibility score of 62.5 versus 1.7 for Payhawk, and ranks ahead in 100% of the answers that name both.
Choose Payhawk if…
- You need PCI DSS Level 1 or ISO 27001 or SOC 1 Type 2 or SOC 2 Type 2 or GDPR compliant or DORA compliant or CSA STAR Level 1 or IDW PS 880 coverage
- Flat tiers pricing suits your budget better than per seat
- recommended for international per diem and policy complexity
- recommended for global finance teams
Choose Ramp if…
- You want the brand AI engines rank higher (62.5 vs 1.7)
- You want a free plan to start
- You need more native integrations (200+ vs 40+)
- AI answers describe it more positively (65% vs 60% positive)
AI visibility side by side
Latest weekly run · Nov 2
| Metric | Payhawk | Ramp |
|---|---|---|
| Visibility score | 1.7% | 62.5% |
| Change vs last week | New | New |
| Rank in Expense Management | #20 | #1 |
| Share of voice | 0.9% | 12.9% |
| Mentions this run | 5 | 63 |
| Positive in AI answers | 60% | 65% |
The stronger value in each row is marked with a ✓.
Visibility score trend
Weekly runs over the last 60 days
Payhawk 0pp · Ramp 0pp over 0 weekly runs.
Engine by engine
Ramp leads on 3 of 3 engines
ChatGPT
AI Mode
Perplexity
PayhawkRamp
Head to head in AI answers
5 engine answers name both brands
0Payhawk ranked higher
5Ramp ranked higher
| Prompt | Engine | Payhawk | Ramp |
|---|---|---|---|
| What are the best Expense Management tools in 2026? | Perplexity | #10 | #1 |
| Best expense management tool for startups | Perplexity | #8 | #1 |
| Best expense management tool for enterprise | ChatGPT | #6 | #2 |
| Compare the leading Expense Management platforms | Perplexity | #9 | #1 |
| Official website of the top expense management tool vendors | ChatGPT | #11 | #1 |
Features, pricing & fit
| Dimension | Payhawk | Ramp |
|---|---|---|
| Pricing model | Flat tiers | Per seat |
| Entry price | $299 / mo | Free; paid from $15 per seat / mo |
| Free plan | No | Yes |
| Onboarding fee | Included | — |
| Deployment | Web portal and mobile app | — |
| Integrations | 40+ | 200+ |
| Compliance | PCI DSS Level 1, ISO 27001, SOC 1 Type 2, SOC 2 Type 2, GDPR compliant, DORA compliant, CSA STAR Level 1, IDW PS 880 | SOC 2 Type II, PCI DSS |
| Support | Help center, Sales team, Dedicated implementations team at no additional cost | Instant 24/7 AI help for any Ramp question or task, 24/7 chat support, 24/7 phone support on Plus and Enterprise, Dedicated account and customer success manager on Enterprise |
| Founded | 2018 | 2019 |
| Headquarters | London, United Kingdom | New York, NY, United States |
| Employees | 501–1,000 | 1,001–5,000 |
| Funding | Series B extension | Series D-2 · $5000M raised |
| Best for | Scaleups and enterprise companies that manage spend across several entities and countries. | Startups and global enterprises alike; the free plan suits smaller teams that want to simplify finances. |
Plans side by side
Payhawk
Travel$299month (starting at)
Cards & Expenses$449month (starting at)
Accounts Payable$349month (starting at)
Procurement$499month (starting at)
Payhawk CompleteCustomcontact sales
Ramp
Free$0month per user
Plus$15month per user + platform fee based on team size
EnterpriseCustomcustom, annual billing
Pros and cons
Themes from the AI answers that mention each brand
Payhawk
- recommended for international per diem and policy complexity
- recommended for global finance teams
Ramp
- User-friendly, intuitive interface
- Automated receipt matching
- Real-time spend controls
- Corporate cards combined with expense management
- Free or zero-fee pricing
- Steeper configuration curve and less modern user experience
- More centred on corporate cards than broader expense reporting
Data collected ·ChatGPT, Perplexity, Google AI Mode·coverage 100%·next run
Cite as: SlateIndex, “Payhawk vs Ramp”, https://slateindex.ai/compare/payhawk-vs-ramp, data of Nov 2, 2026. Licence: CC BY 4.0.