Brex pricing 2026: plans and costs
How AI answers describe Brex pricing
Brex: Free Essentials, with paid Premium at $12/user/month.
Compared to: Ramp · SAP Concur · Expensify
- Card-First / Interchange Revenue (Free Software): Many modern spend-management platforms (such as Ramp, BILL Spend & Expense/Divvy, and Brex) offer their core expense software entirely for free ($0/u s e r/m o ).
- Brex : Offers clear, scalable pricing tiers—including an Essentials tier with $0 monthly platform fees per user for core features and corporate cards—making it easy to evaluate costs upfront.
Quick pricing summary
- Essentials: $0 user/month
- Premium: $12 user/month
- Enterprise: Custom (custom pricing)
- Smart Card: Custom (custom pricing)
- Worth noting: Smart Card is a separate procurement-focused offering with custom pricing. The compare-plans table on the page does not show per-plan values; matrix values are inferred from the plan feature lists and the order in which the comparison rows appear.
Plans
Essentials
$0 user/month
- Global card acceptance and 1 local card program
- AI-powered custom rules
- Up to two entities (1 global entity)
- Accounting integrations
- Local currency wires
- Travel booking (free on Essentials)
- Real-time reporting
- Brex API access
- Bill pay
- Reimbursements
Premium
$12 user/month
- Everything in Essentials
- Multiple, customizable expense policies (category rules, role-based policy exceptions, and auto-approval rules)
- Dynamic expense review chains
- AI-powered compliance audit detection and insights
- Advanced approvals with dynamic Spend Limit approval chains
- Multi-entity (US & International)
- Customizable ERP integrations and HRIS integrations
- VAT documentation
- Group travel and advanced travel rules
- Live budgets
Enterprise
Custom custom pricing
- Everything in Premium
- Unlimited US or global entities
- Local card issuance, collections, reimbursements, and policies
- Named account manager for personalized support
- Admin center
- Fully customizable implementation services
Smart Card
Custom custom pricing
- Global cards accepted worldwide
- Local-currency cards in 50+ countries
- Merchant card controls and custom approvals
What you get on each plan
| Feature | Essentials | Premium | Enterprise | Smart Card |
|---|---|---|---|---|
| Unlimited global cards, accepted in 210+ countries and territories | ✓ | ✓ | ✓ | ✓ |
| Competitive card rewards | ✓ | ✓ | ✓ | — |
| Local-currency cards and billing in 50+ countries | — | — | ✓ | ✓ |
| Multi-entity | Up to two entities (1 global entity) | Multi-entity (US & International) | Unlimited US or global entities | — |
| Named account manager | — | — | ✓ | — |
Brex pricing vs alternatives
| Brand | Entry price | Free plan | Model | Best for | |
|---|---|---|---|---|---|
| Brex | Free; paid from $12 per seat / mo | Yes | Per seat | — | |
| Ramp | Free; paid from $15 per seat / mo | Yes | Per seat | Startups and global enterprises alike; the free plan suits smaller teams that want to simplify finances. | Compare → |
| SAP Concur | — | — | — | Businesses of all sizes, from small companies to large multinationals | Compare → |
| Expensify | — | — | — | Individuals organizing their own expenses, and businesses managing expenses for teams of any size | Compare → |
| Zoho | — | — | — | Businesses of all sizes, from startups to enterprises, wanting one suite for sales, support, finance and HR | Compare → |
List prices as published on www.brex.com/pricing. Totals are worked examples, not quotes.