Ramp alternatives: top competitors compared
Named alongside Ramp
ExpensifyBest forIndividuals organizing their own expenses, and businesses managing expenses for teams of any size68% of Ramp answersBrexBest forStartups, mid-size companies and enterprises that want cards, expenses, bill pay and travel in one platform62% of Ramp answersZohoBest forBusinesses of all sizes, from startups to enterprises, wanting one suite for sales, support, finance and HR60% of Ramp answersSAP ConcurBest forBusinesses of all sizes, from small companies to large multinationals58% of Ramp answers
Data from SlateIndex weekly runs
Ramp has a visibility score of 62.5 in Expense Management, #1 of 37. AI answers that name Ramp most often also name these 4.
What AI answers fault Ramp for
Steeper configuration curve and less modern user experience
Raised in 1 collected answer.
More centred on corporate cards than broader expense reporting
Raised in 2 collected answers.
Quick reference
| Alternative | Best for | Starting price | Visibility | Key differentiator |
|---|---|---|---|---|
| Expensify | Individuals organizing their own expenses, and businesses managing expenses for teams of any size | — | 46.5% | Bring your own cards: link the corporate cards you already have for automatic reconciliation, without switching cards. |
| Brex | Startups, mid-size companies and enterprises that want cards, expenses, bill pay and travel in one platform | Free; paid from $12 per seat / mo | 34.4% | Local-currency cards and billing in 50+ countries on one global card program |
| Zoho | Businesses of all sizes, from startups to enterprises, wanting one suite for sales, support, finance and HR | — | 44.8% | A broad suite of 60+ in-house products on a technology stack and data centers Zoho owns, with no ad-based revenue |
| SAP Concur | Businesses of all sizes, from small companies to large multinationals | — | 40.8% | Expense AI that the vendor says is trained on one of the largest expense datasets in the industry, applied across the full expense lifecycle |
Alternative 1
Expensify vs Ramp →Expensify
Expensify suits individuals organizing their own expenses, and businesses managing expenses for teams of any size.
Quick facts
- Pricing not available
- 46.5% visibility score · #2 in Expense Management
- 45+ native integrations
Key features
- Expense management — Automatically create, submit, approve and reimburse expense reports, with reports synced to accounting.
- Travel — Book flights, hotels, cars and rail in the app, with bookings synced to expenses.
- Expensify Card — Visa commercial card that earns cash back on US purchases and lowers the Expensify bill.
- Receipt scanning — Capture receipts by photo, email forwarding or file upload, with details extracted automatically.
Expensify vs Ramp
| Dimension | Expensify | Ramp |
|---|---|---|
| Visibility score | 46.5% | 62.5% |
| Pricing model | — | Per seat |
| Entry price | — | Free; paid from $15 per seat / mo |
| Free plan | — | Yes |
| Trial | — | Free plan available |
Pros
- Easy receipt capture and reimbursements
- Transparent, predictable per-user pricing
- Free tier for basic receipt scanning and tracking
- Automated SmartScan receipt reading and reporting
- Simple to use for small businesses
Cons
- Advanced multi-user approval workflows and syncing require paid plan
- Savings depend on plan structure and use of Expensify Card
- Less suitable when teams want card-led spend controls
Alternative 2
Brex vs Ramp →Brex
Brex suits startups, mid-size companies and enterprises that want cards, expenses, bill pay and travel in one platform.
Quick facts
- Free; paid from $12 per seat / mo · per seat
- Free plan available
- 34.4% visibility score · #5 in Expense Management
Key features
- Corporate cards — Physical and virtual corporate cards with built-in spend controls, issued on the Mastercard network.
- Expense management — Automated receipts, approvals, memos and expense reports, with an AI expense assistant.
- Travel — In-app booking and management of business travel with policy controls.
- Bill pay — AI-assisted invoice entry, approval and payment automation for vendor bills.
Brex vs Ramp
| Dimension | Brex | Ramp |
|---|---|---|
| Visibility score | 34.4% | 62.5% |
| Pricing model | Per seat | Per seat |
| Entry price | Free; paid from $12 per seat / mo | Free; paid from $15 per seat / mo |
| Free plan | Yes | Yes |
| Trial | Free plan available | Free plan available |
Pros
- Strong for global operations and corporate cards
- Clear, scalable pricing with a free entry tier
- Automated receipt matching and AI-driven reconciliation
- Deep integrations with banking and billing tools
- Well suited to startups and fast-growing companies
Cons
Alternative 3
Zoho vs Ramp →Zoho
Zoho suits businesses of all sizes, from startups to enterprises, wanting one suite for sales, support, finance and HR.
Quick facts
- Pricing not available
- 44.8% visibility score · #3 in CRM
Key features
- Zoho CRM — Manage sales, marketing and support in one CRM platform.
- Zoho Desk — Customer service software for support teams.
- Zoho Creator — Low-code platform to build custom business apps.
- Zoho One — Unified suite of 50+ business applications.
Zoho vs Ramp
| Dimension | Zoho | Ramp |
|---|---|---|
| Visibility score | 44.8% | 62.5% |
| Pricing model | — | Per seat |
| Entry price | — | Free; paid from $15 per seat / mo |
| Free plan | — | Yes |
| Trial | — | Free plan available |
Pros
- Strong value for money and low cost
- Free tier for small teams
- Broad functionality and integrated app ecosystem
- Good customization options
- Scales well as businesses grow
Cons
- Less premium user experience
- Pricing varies dramatically across products
Alternative 4
SAP Concur vs Ramp →SAP Concur
SAP Concur suits businesses of all sizes, from small companies to large multinationals.
Quick facts
- Pricing not available
- 40.8% visibility score · #3 in Expense Management
- 300+ native integrations
Key features
- Concur Expense — Cloud expense management that automates receipt capture, policy checks, approvals and reimbursement.
- Concur Travel — Business travel booking with policy enforcement, integrated with Concur Expense.
- Concur Invoice — Automated accounts payable with PO matching and approval routing.
- Budget — Budget management that gives managers real-time visibility of business spend against budgets.
SAP Concur vs Ramp
| Dimension | SAP Concur | Ramp |
|---|---|---|
| Visibility score | 40.8% | 62.5% |
| Pricing model | — | Per seat |
| Entry price | — | Free; paid from $15 per seat / mo |
| Free plan | — | Yes |
| Trial | — | Free plan available |
Pros
- Enterprise-grade travel, invoice, and expense tracking
- Widely used market leader in expense management
- Strong global compliance and ERP integration
- Best fit for large, multinational enterprises
Cons
- Steeper learning curve and less intuitive interface
- Per-report fees based on usage volume
- Long, heavier implementation of six to twelve weeks or more
- Custom demos and trials on request, not self-serve
- Pricing requires custom sales quotes rather than transparent rates
How to choose
Match the pricing model to your cost driver: headcount, usage or features.
| Platform | Pricing model | Starting price |
|---|---|---|
| Ramp | Per seat | Free; paid from $15 per seat / mo |
| Expensify | — | — |
| Brex | Per seat | Free; paid from $12 per seat / mo |
| Zoho | — | — |
| SAP Concur | — | — |
More alternatives
Ranked by how often AI answers name them alongside Ramp in the latest weekly run.